American Express Credit Card Application
By | July 22, 2008
Sometimes you have to wonder how we ever existed without the credit card. The only thing is, now that I have cancelled my American Express credit card, I’ve lost access to so many things. Some of the basic things I took for granted were lost to me, even the simple act of buying a plane ticket to Florida. The old days of cash as the preferred method of doing obtaining goods have gone.
It’s now normal almost everywhere in the world to use your Mastercard, Visa or American Express to pay for goods or services you may not even need with money they do not have. Although American Express credit cards are a really convenient way to make a purchase - get it now and worry about it tomorrow - it does come at a heavy cost. In many places around the world, credit card debts are increasing at a worrying rate. I am not joking when I say that credit card borrowing is probably the biggest problem facing Americans today.
I couldn’t think of any other alternative but to get rid of my American Express credit card. The problem was it was too easy just hand over my card and buy things without seeing the money being spent. Charging everything to my card was stupid because before too long the debts just spiraled out of control. The debt became too great for me to pay and I didn’t know what to do.
To get my debt back into a position where I could pay for it I resorted to using a debt refinancing company. To say the situation had become a nightmare would be a gross understatement. Today, I am American Express credit card and debt free. It’s easy to blame the credit card you may say, but you need to understand something about people.
If you pay for goods or services in cash, you actually see that money coming out of your pocket. As I said before, credit cards make the cost of things misleading because you don’t take any notice. Spending money like it was going out of fashion and it didn’t take long before it was gone. So remember, if you don’t have an American Express card, you don’t have any worries.
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Topics: Credit Card |